Retirement Financial Planning Services for Women 55+ in Southwest Florida and Nationwide
One advisor. Your full financial picture. Everything retirement-related, handled together.
The Long Run Retirement Method — One Relationship That Does It All
Most women approaching retirement are managing too many separate relationships: a financial advisor who doesn't know their tax situation, an accountant who doesn't know their investment strategy, and no one looking at the full picture.
The Long Run Retirement Method brings retirement income planning, investment management, and integrated tax strategy into one ongoing advisory relationship — with one fee-only fiduciary CFP® and Enrolled Agent who is legally obligated to act in your best interest.
Clients come in uncertain about whether they can retire. They leave with a plan they trust and a retirement they can actually look forward to.
How We Navigate the Long Run Together
Comprehensive Retirement Planning
A coordinated retirement income strategy built around your full picture — income sources, Social Security timing, withdrawal sequencing, and the life decisions that don't fit neatly into a spreadsheet.
Investment Management
Retirement portfolio management aligned to income needs, risk tolerance, and longevity — not a growth-only strategy built for someone still accumulating. Fee-only, fiduciary, no commissions.
Tax Planning and Preparation
Integrated tax strategy and hands-on tax preparation from a CFP® who is also an Enrolled Agent. Your tax picture and your retirement plan are managed by the same advisor, in the same relationship — so nothing falls through the cracks.
Social Security and Medicare Guidance
Claiming strategy, spousal and survivor benefit analysis, Medicare enrollment timing, and IRMAA management — coordinated with your retirement income plan so these decisions are based on your actual numbers, not a generic calculator.
Insurance Review and Estate Planning Coordination
A review of existing coverage and coordination with your estate attorney to make sure your financial plan and your legal documents reflect the same intentions — with no gaps between them.
Life Decisions Support
From buying a second home to supporting family members to navigating a major transition, you'll have a trusted partner to work through the options with you — because retirement decisions aren't only financial.
Workshops: Retirement Refocus
Retirement isn’t just a financial event — it’s a personal transformation. Many people spend so much time saving for retirement, they forget to ask: What will I actually do with this time?
That’s where Retirement Refocus comes in.
In these small-group workshops (4–8 people, perfect for a group of friends), we explore:
- Your vision for retirement beyond work
- How to find meaning, joy, and purpose in this new stage
- How to align your financial plan with that vision
It’s a chance to pause, reflect, and design a retirement that’s about more than just “not working” — it’s about creating your Season of You.
How We Work Together
Step 1:
Your Learn More Call
A no-pressure fit check. We'll see if Purposeful Money is the right match, and you'll have the chance to ask anything on your mind. Purposeful Money works with women 55+ who generally have $1.5 million or more in investable assets for ongoing planning and investment management.
Step 2:
Your Starting Point
We focus on your top questions — the things currently on your radar. Together we clarify your needs and goals and talk through next steps.
Step 3:
Financial Strength Check
A high-level assessment of your retirement readiness, risks, and opportunities. You'll receive a summary of where you stand and what next steps look like — useful whether or not you choose to continue.
Step 4:
Long Run Partnership
This is where planning becomes an ongoing relationship. We continue adapting your financial strategy as your life changes — combining retirement planning, investment management, and integrated tax strategy with guidance through every season ahead. Whether it's a quick 411 ("Can I afford this trip?") or a 911 moment ("The market dropped — what does this mean for me?"), you'll always have a trusted first call.
Step 5:
PACE Reviews and Mile Marker Check-Ins
PACE Reviews are structured annual planning conversations focused on Purpose, Assets, Cash Flow, and Endurance. They ensure your financial strategy stays aligned with your life and priorities as your retirement evolves.
Mile Marker Check-Ins provide focused guidance between scheduled meetings — for life transitions, financial decisions, and unexpected changes that don't wait for an appointed hour.
Transparent Fees. Nothing Hidden.
The advisory fee covers ongoing retirement planning, investment management, and integrated tax strategy and preparation — not just asset management. You know what you pay. You know what you get.
Annual advisory fee based on assets under management:
1%
on the first $2,000,000
0.50%
on $2,000,001 – $3,000,000
0.25%
on $3,000,001 and above
Our work is typically best suited for households with $1.5 million or more of investible assets who are looking for an ongoing planning relationship.
As a fee-only fiduciary, I earn no commissions on any product — ever. My compensation comes directly from you, which means every recommendation is made because it's right for your retirement.
Why Women in Southwest Florida Choose Purposeful Money
There are plenty of financial advisors in Southwest Florida. What's harder to find is one who holds CFP® and Enrolled Agent credentials, operates as a fee-only fiduciary, manages your investments, prepares your taxes, and focuses exclusively on women navigating retirement.
With 25 years of experience and a planning framework built around the long run — not just the starting line — Purposeful Money is built for women who want a partner, not a transaction.
You've worked too hard to spend retirement worrying about money. Let's make a plan you can trust — so you can focus on living your Season of You with clarity and confidence.
You’ve worked too hard to spend retirement worrying about money. Let’s make a plan you can trust — so you can focus on living your Season of You with confidence, clarity, and joy.
